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CreditShop is dedicated to providing consumers with convenient personal loans at fair prices

  • Loans from * $1,000 to $3,000
  • Get a decision † In Minutes
  • Start your 100% online application today !

At CreditShop, we are dedicated to providing consumers with convenient personal loans at fair prices. If you have been "pre-approved” … this means that you should be able to get a loan from us, unless: (1) you have had a recent and significant adverse change in your credit profile, (2) your debts are too high as a percentage of your income, or (3) we are unable to verify your identity.


CreditShop: Committed to Excellence


Link to CreditShop Lending Licenses Link to CreditShop Better Business Bureau page Link to TransUnion Link to CreditShop Financial Education Partner - Clarifi


About CreditShop Loans

For many borrowers, finding an unsecured personal loan with a reasonable interest rate can be extremely difficult. Often, borrowers are forced to consider lenders that charge high interest rates and hefty fees, or request valuable items as collateral. With CreditShop, you may qualify for an Annual Percentage Rate (APR, the cost of credit as a yearly rate) from 19.9% to 36%.* And CreditShop customers who make their monthly payments on time ... never pay ongoing transaction fees or prepayment fees. For all these reasons, a CreditShop loan might be a smart choice that costs less.

Frequently Asked Questions

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About Us

CreditShop provides affordable personal loans for everyday and emergency needs. Interest rates range from 29.9% to 36% and conform to the federally mandated threshold of 36% ... which many consumer advocates consider essential to keep borrowers out of the debt trap. While not everyone will qualify for a loan, many consumers use unsecured simple-interest installment loans to save money and pay less every month.