Our Story

CreditShop is a financial services company that develops and manages consumer friendly credit cards and personal loans.

We were founded in 2013 in Austin, TX and we are dedicated to helping hard-working consumers manage their financial lives by providing access to attractive credit products at reasonable prices.

CreditShop knows that for many borrowers, finding an unsecured credit card or personal loan with reasonable terms can be difficult. We are dedicated to helping consumers solve that problem.

About Us

The company history below highlights our dedication to bringing affordable credit products to hard-working consumers.

CreditShop was founded in 2013
CreditShop began offering consumer loans in 2015
2017 was a pivotal year for CreditShop:
  • Mercury Mastercard® became the 24th largest Visa and Mastercard credit card program in the United States 1

    1. The Nilson Report, www.nilsonreport.com, February 2018 issue

  • Signed partnerships with AAA Club Alliance, NEA (National Education Association), and the SEIU (Service Employees International Union) to provide personal loans to their members

  • CreditShop is backed by Värde Partners, a global private equity fund with $55 billion invested since inception

In 2018, CreditShop launched the Mercury Mastercard, designed to help consumers spend smarter and manage credit wisely.


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