When you visit our
website, open an account, or apply for a loan, you entrust us with personally
identifiable information. Because we at Credit Shop, Inc. (“CreditShop”) value that trust and respect your
“Website Security Policy”). All financial companies share and use
consumers’ personal information to run their daily business, provide you with
products, process your transactions, and to properly identify, validate and
protect your identity. This Website Security Policy describes the ways that CreditShop collects and shares
personally identifiable information collected online.
What Types of Personally Identifiable Information do we collect?
For purposes of this Website Security Policy, "personally identifiable
information" means information identifiable to and about an individual
consumer collected online, such as on applications or other forms, by CreditShop from that individual. Personally
identifiable may include an individual’s first and last name, home or other
physical address, e-mail address, telephone number, social security number,
or other identifier that permits the physical or online contacting of a
specific individual. Personally identifiable information also includes
information concerning a user, such as income or employment information, that
CreditShop collects online from the user and
maintains in personally identifiable form in combination with an identifier
described in the above categories.
What personal information do we share with other entities?
We may disclose all of the information, as described above, as permitted by
law. Examples of what is permitted by law include: disclosing such
information (a) to third parties if it is necessary or helpful in confirming
the information or completing a transaction; (b) to other persons that have
an interest in the financial product or service; (c) to report to consumer
reporting agencies; (d) to comply with legal process such as subpoenas or
court orders; (e) to respond to law enforcement agencies with respect to
suspected or actual fraud, criminal activity or security risks; and (f) if
you give us your consent. We also may disclose all of the information
we collect to companies that perform marketing services on our behalf (e.g.,
those that assist us with mailings).
website uses the Google AdWords remarketing service to advertise on third
party websites (including Google) to previous visitors to our site. It could
mean that we advertise to previous visitors who haven’t completed a task on
our site, for example using the contact form to make an enquiry. This could
be in the form of an advertisement on the Google search results page, or a
site in the Google Display Network. Third-party vendors, including Google, use
cookies to serve ads based on someone’s past visits to the creditshop.com
You can set preferences for how Google advertises to you using the Google
Ad Preferences page.
You can also opt out of interest-based advertising entirely by cookie
settings or permanently using a browser plugin.
We, or our service providers, and other companies we work with may deploy and
technologies for various purposes, such as fraud prevention and monitoring
our advertising and marketing campaign performance. Some of these tracking
tools may detect characteristics or settings of the specific device you use
to access our online services.
- “Cookies” are small amounts
of data a website can send to a visitor’s web browser. They are
often stored on the device you are using to help track your areas of
interest. Cookies may also enable us or our service providers and
other companies we work with to relate your use of our online services
over time to customize your experience. Most web browsers allow
you to adjust your browser settings to decline or delete cookies, but
doing so may degrade your experience with our online services.
- Clear GIFs, pixel tags or web
beacons—which are typically one-pixel, transparent images located on a
webpage or in an email or other message—or similar technologies may be
used on our sites and in some of our digital communications (such as
email or other marketing messages). They may also be used when you
are served advertisements or you otherwise interact with advertisements
outside of our online services. These are principally used to help
recognize users, assess traffic patterns and measure site or campaign
- Local Shared Objects,
sometimes referred to as “flash cookies” may be stored on your hard
drive using a media player or other software installed on your
device. Local Shared Objects are similar to cookies in terms of
their operation, but may not be managed in your browser in the same way.
CreditShop and any third parties
who assist in operating CreditShop’s online
services do not respond differently or limit their practices under the terms
of this Online Website Security Policy when you access those online services with a
browser that uses a do not track signal or similar mechanism.
It is our policy not to email you or send you electronic communications to
request non-public personal information or account information (such as a
username or password). If you receive an unsolicited email or other
electronic communication that appears to be from CreditShop
but you suspect may be from another source and might be fraudulent, please
email us at email@example.com.
You may also find additional information on our products and services through
social media sites such as Facebook, LinkedIn, or Twitter. Please keep in
mind that any information you share is visible to all participants on these
social media sites and you should never post any sensitive personal
information (such as account number or
policy on these social media sites as they may be different than our own
Links to Other Web Sites
The CreditShop web site or online service may
contain links to other web sites. As such, CreditShop
is not responsible for the privacy practices or the content of such web
Correcting Your Personal Information
Keeping your information accurate and up to date is very important. If your
personal or account information is incomplete, inaccurate or not current,
please contact CreditShop at 800-317-9240.
Our website and online services are not intended for children under the age
of 13. We do not knowingly collect personal information from users in this
Questions or Comments
If you would like more information regarding this Website Security Policy or
you believe that the information we have on file about you is inaccurate or
incomplete, you can email us at firstname.lastname@example.org.
Changes to this Website Security Policy
We may amend this Website Security Policy from time to time by posting a notice
of the change (or an amended Website Security Policy) on our website at
www.CreditShop.com. If we make changes to the Website Security Policy, we will
revise the “Effective” date at the top of this Policy. We will send you a
notice of the change only if required by applicable law. Any changes to
this Website Security Policy will become effective when we post the revised
Website Security Policy on the site.