If approved, after you accept your loan you will receive both an email and text message with the date the funds will be in the bank account you
provided during the application process. This typically takes 1-2 banking business days.
If you have a line of credit loan, you must set up an advance before we can send any funds. After you have accepted you can log into your account to set up an advance at CreditShop customer portal.
Below are the general cutoff times for funding to a bank account:
|If you accept your loan:||The funds should be available in your bank account:**|
|Before 1:00 p.m. ET, Monday-Friday||The next business day|
|After 1:00 p.m. ET, Monday-Friday||The 2nd business day after loan acceptance|
|Anytime Saturday or Sunday||The following Tuesday|
**Subject to your bank's availability policy. Also, if the day of funding falls on a bank federal holiday, the funds will likely be available the following business day. Additionally, "next day hold" policies at some banks, requests for additional documentation by CreditShop, or other unforeseen circumstances could delay funds receipt.
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